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The Boston Globe

Business

Top 10 reasons people postpone retirement

Studies show that people in the United States are waiting longer to retire. Whether it’s because they’re motivated to stay active in a career, want to make a difference in the world or struggling with skyrocketing bills, 46 percent of US employees over 50 now say they plan to work longer than they once expected. A third of workers 55 to 64 expect to work at least five years more than originally planned, according to a 2011 Towers Watson survey.

Here are some top reasons people give for postponing retirement, according to Towers Watson, Boston College’s Sloan Center on Aging Work and other experts on baby boomers and work:

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