Apple Inc. said it will announce the outcome of its internal discussion concerning its enormous cash balance on Monday morning. Analysts expect Apple to institute a dividend. It can easily afford one, since it had $97.6 billion in cash and securities at the end of last year. That would be enough for a $100 one-time dividend for every shareholder, but analysts expect the company to institute a modest recurring dividend. A dividend would reward shareholders and open ownership of Apple shares to a wider range of funds. Many “value-oriented’’ funds are not allowed to buy stocks that don’t pay dividends.