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With retirement savings, don’t plan on dying young

By Lynn Asinof

 |  Globe Correspondent  

  April 15, 2012

There’s one risk to retirement savings that is often overlooked: living longer than expected. Those additional years can be expensive, particularly if they aren’t part of the planning. Key decisions about retirement are commonly based on expected longevity. They include deciding when to start Social Security benefits, what lifestyle to adopt in retirement, which investments to select, and how much insurance to carry. If your retirement planning doesn’t consider the possibility of a longer life span, you could outlive your money

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