You are going to die. So is everyone you know and love. You can save money by planning ahead for that grim reality by making plans for funerals, burials or cremation for you and your family members. Because even dying isn’t cheap these days, as the most recent figures compiled by the National Funeral Directors Association show. Average funeral expenses run $6,560. For some, death is no time to spare the cost. Others figure death is exactly that time and suspect their departed relatives won’t care. How to navigate a dizzying range of options depends on what you want.