Wal-Mart Stores Inc. is lowering its fee that shoppers pay for its interest-free pay-over-time program for the winter holidays. The fee to open up a layaway account will now be $5 instead of $15, the world’s largest retailer said Tuesday. The announcement comes a day after Toys “R” Us announced it was waiving the upfront service fee for layaway orders created in store from Sept. 4 through Oct. 31. After Oct 31, a $5 service fee will apply. Also, there will be no minimum purchase price. Customers have until Dec. 16 to pick up their orders.
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