So you just won the $550 million Powerball jackpot, the second highest in lottery history. Now what? Perhaps it’s time for a tropical vacation or a new car. There are bills to pay, loans to settle, debts to square. Past winners of mega-lottery drawings and financial planners have some more sound advice: Stick to a budget, invest wisely, learn to say no and be prepared to lose friends while riding an emotional roller-coaster of joy, anxiety, guilt and distrust. ‘‘I had to adapt to this new life, ‘‘said Sandra Hayes.”
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