Meg Alcantara was a single mother, working almost 40 hours a week at two different jobs. She had no savings, overdue bills, and little hope of getting a credit card, or owning a home. Two years later, Alcantara, 49, of Lynn, has cut down to one job and taken a promotion, earning 63 percent more, and saving $50 a month. Her credit score has jumped 94 points, and she’s accumulated $5,200 towards a downpayment and an eventual home.
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