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The Boston Globe

Business

Efforts to fight foreclosure finally starting to pay off

For years after the housing bust and subsequent recession, efforts to stem the waves of foreclosures seemed futile. But now struggling homeowners are getting some help — from an improving economy and programs that are making their mortgages more affordable.

As a result, the foreclosure crisis in the state and the nation finally appears to be ebbing. In Massachusetts, foreclosure filings in the first nine months of the year plunged 60 percent from the same period in 2009, when the crisis peaked here, according to Warren Group, a Boston-based real estate research firm.

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