Q. I got health insurance by joining the Alliance for Affordable Services in 2008 and paid for a membership each year. After speaking with the insurance company, I found out that I did not need to maintain the membership. Year after year, I paid my AAS membership dues — first $400 a year, then, later, it went up to $480. That was years of membership dues paid unnecessarily — $1,280! Do you think I should try to get the money back?
A. Normally, I love to help consumers get refunds. With apologies, I can’t this time, but hopefully, you’re learning a $1,280 lesson that will serve as a cautionary tale to others. Paying money you shouldn’t — without being pushed — isn’t really something you can make a case to fight.