CAMBRIDGE — On a blustery winter morning, about 50 Harvard University students gradually settled into their seats under the glow of fluorescent lights, setting up laptops, pulling out notebooks, and sipping coffee to rouse themselves waiting for the lecture to begin.
But the subject wasn’t philosophy, medieval history, or Russian literature. It was something less lofty: how to choose credit cards, budget money, and understand credit scores.

Comments
Really sad that any American with a high school education would have any difficulty with this quiz. These are 12 easy questions -- question 10 is a bit poorly worded -- and this is mostly basic information that one's parents should teach or, failing that, covered in general high school curricula.