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Affording a median-priced home in Boston

Buying a home in Boston is expensive—but how does it compare nationwide?

Analysts with HSH.com calculated how much buyers would need to earn to afford the principal and interest payment on a median-priced home in their market. Property taxes, insurance, and other costs were not factored.

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Boston trailed only New York City and three California cities, while cities in Ohio rounded out the bottom 25.

Affording a home

Income needed to afford a median-priced home in 25 US cities, with a 20 percent down payment. Monthly housing costs — mortgage, not taxes and insurance — would account for 28 percent of gross salary.

San Francisco: SALARY NEEDED - $115,510; MEDIAN HOME PRICE - $682,410

San Diego: SALARY NEEDED - 81,570; MEDIAN HOME PRICE - 476,790

Los Angeles: SALARY NEEDED - 72,127; MEDIAN HOME PRICE - 423,900

New York City: SALARY NEEDED - 66,167; MEDIAN HOME PRICE - 386,300

Boston: SALARY NEEDED - 63,673; MEDIAN HOME PRICE - 371,300

Washington, D.C.: SALARY NEEDED - 62,810; MEDIAN HOME PRICE - 368,000

Seattle: SALARY NEEDED - 59,130; MEDIAN HOME PRICE - 344,400

Denver: SALARY NEEDED - 48,123; MEDIAN HOME PRICE - 279,300

Portland, Ore.: SALARY NEEDED - 45,873; MEDIAN HOME PRICE - 267,500

Miami: SALARY NEEDED - 43,919; MEDIAN HOME PRICE - 254,900

Sacramento: SALARY NEEDED - 42,832; MEDIAN HOME PRICE - 250,360

Baltimore: SALARY NEEDED - 41,155; MEDIAN HOME PRICE - 241,700

Philadelphia: SALARY NEEDED - 36,836; MEDIAN HOME PRICE - 214,300

Minneapolis: SALARY NEEDED - 33,800; MEDIAN HOME PRICE - 197,100

Phoenix: SALARY NEEDED - 32,812; MEDIAN HOME PRICE - 192,700

Chicago: SALARY NEEDED - 32,389; MEDIAN HOME PRICE - 187,100

Houston: SALARY NEEDED - 31,299; MEDIAN HOME PRICE - 182,300

Dallas: SALARY NEEDED - 29,751; MEDIAN HOME PRICE - 173,900

San Antonio: SALARY NEEDED - 29,305; MEDIAN HOME PRICE - 171,700

Orlando: SALARY NEEDED - 28,298; MEDIAN HOME PRICE - 165,800

Tampa: SALARY NEEDED - 24,651; MEDIAN HOME PRICE - 142,400

Atlanta: SALARY NEEDED - 24,391; MEDIAN HOME PRICE - 142,400

St. Louis: SALARY NEEDED - 22,398; MEDIAN HOME PRICE - 130,300

Cincinnati: SALARY NEEDED - 22,227; MEDIAN HOME PRICE - 128,700

Cleveland: SALARY NEEDED - 19,435; MEDIAN HOME PRICE - 112,800

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