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The Boston Globe

Business

Sobered by the crisis, Americans keep their credit cards in check

WASHINGTON — It seems Americans walked away from the recession with a key lesson about credit cards: If you’re going to use them, pay them off as quickly as you can.

An American Bankers Association report says the share of cardholders who pay off balances in full climbed from 28.6 percent to 29 percent in the fourth quarter of 2013, the highest share on record. It’s not monumental growth, but when coupled with data on the decline in credit card delinquencies, it shows Americans have become more responsible.

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