Q. I recently got remarried. My two sons are in college, and I have a full-time job, a house that is almost paid off, and a substantial nest egg. My husband is moving in with me soon but has debts from his business.

Before we were married (we were friends), I gave him $16,000 to help keep his business afloat. I don’t expect repayment. He still has $25,000 in credit card debt accrued from his business at about a 12 percent interest rate, which he will still need to pay while he is looking for work when he moves to my state.