Leaders of the Group Insurance Commission, which administers health benefits for the families of state employees and retirees, have drawn a line in the sand. Insurers who want to offer plans starting in April to the nearly 400,000 people it serves must agree to lower costs of coverage -- and save the state money -- within a five-year contract, executive director Dolores Mitchell said Thursday during a panel at the annual conference of the Massachusetts Association of Health Plans.
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