“It could have been bankruptcy, if something major had happened. . . . You can see your whole life and your whole family fall totally apart,” said Arnold Gamage, a lobsterman in Maine. His old monthly premium was $800. It’s now $480.
JENNIFER S. ALTMAN FOR THE GLOBE
“Instead of being in the red every month, I’ll be in the black,” said Alisson Wood, a student and grant writer in Conn. She was paying $500 a month. Now, her insurance will cost her nothing.
JOANNE RATHE/GLOBE STAFF
“It’s $1,200 a year [in savings]. That’s a lot of money,” said Jane Kramer, a communications consultant in Mass. Her old monthly premium was $822, and it’s now $718.
FRED FIELD FOR THE BOSTON GLOBE
“We just signed up because it’s affordable and things eventually do break. And it’s the law,” said John Cashore, a carpenter in Maine with his wife, Diane, a gardener and scythe-maker.
STEVEN G. SMITH FOR THE GLOBE
“We are living hand to mouth . . . It would be nice to settle some accounts,” said Susan Lampe-Wilson, a freelance graphic designer in Vt.