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The Boston Globe


Houses wrecked repeatedly by sea rebuilt with taxes

Multiple damage claims for coastal homes raise flood insurance questions

SCITUATE — Over and over again, the Atlantic has taken aim at 48 Oceanside Drive. Almost four decades ago, it slammed the seafront house clear off its foundation. Thirteen years later, ocean water poured through the roof during a nor’easter. So often has the sea catapulted grapefruit-sized rocks through the vacation home’s windows that a former owner installed bulletproof glass.

In all, the property has sustained significant flood damage from coastal storms at least nine times. And each time, the federal government helped owners rebuild with National Flood Insurance Program payouts — a sum estimated to total more than three-quarters of a million dollars over the years.

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