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The Boston Globe

Magazine

Miss Conduct

How to discuss limited finances with your adult children

Having a difficult conversation about changes to come. Plus, dealing with very odd phone habits.

>My husband and I are in our 60s.  While we are financially secure, we can no longer work (he is on disability and can’t be left alone). We have always been generous gift givers, but now can offer only modest gifts to grandchildren. For our grown children, a nice card or get-together will have to be enough. How do I tell them? Should I even need to? I don’t expect gifts from them and don’t want any hurt feelings.

T.Y. / Plymouth

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