You can now read 10 articles in a month for free on BostonGlobe.com. Read as much as you want anywhere and anytime for just 99¢.

The Boston Globe

Magazine

Perspective

A mortgage for the future

Some New York parents are taking out loans to pay for day care. We need that option, too.

Every month my husband and I steel our resolve: Time to write the day-care check. And we’re not alone in feeling the pinch. According to a 2012 report by Child Care Aware of America, Massachusetts has the costliest child-care centers in the country. Full-time care here averages $15,000 annually for infants and $11,000 for 4-year-olds. That’s more than yearly tuition at many public colleges.

It’s no wonder then that lots of people make the financial decision to quit their jobs and become stay-at-home parents. “I love my job, but it doesn’t make sense for me to continue to work,” a parent expecting twins observed online recently.

Loading comments...

You have reached the limit of 10 free articles in a month

Stay informed with unlimited access to Boston’s trusted news source.

  • High-quality journalism from the region’s largest newsroom
  • Convenient access across all of your devices
  • Today’s Headlines daily newsletter
  • Subscriber-only access to exclusive offers, events, contests, eBooks, and more
  • Less than 25¢ a week