The rub to last week’s column was that Shirley Simmons’ mortgage bank was sending her letters, and they weren’t thank-you notes for her amazing grace. They were foreclosure threats. All those decades had taken their financial toll, Shirley was three months behind, and she was about to get thrust from the small Milton ranch house where she lived for the last 30 years. But Globe readers, once they heard, wouldn’t let it happen.
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