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How to know you’re being scammed on the phone

Tipoffs to ripoffs

Reprinted from the Federal Trade Commission’s red flags that signal the person on the phone may be a scammer. If you hear these — or similar — “lines” from someone who calls, just say “no thank you,” and hang up the phone.

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  “You’ve been specially selected to hear this offer.”

  “You’ll get a wonderful free bonus if you buy our product.”

 “You’ve won one of five valuable prizes.”

 “You’ve won big money in a foreign lottery.”

 “You must send money right away.”

 “This investment is low risk and provides a higher return than you   can get anywhere else.”

 “You have to make up your mind right away.”

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 “You don’t need to check our company with anyone,” including   your family, lawyer, accountant, local Better Business Bureau, or   consumer protection agency.

 “We’ll just put the shipping and handling charges on your credit   card.”

 “You don’t need any written information about our company or
  ref
erences.”

Aren’t sure? Call the FBI scam hot line: 858-715-1648.

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