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    Shutdown’s potential effects on Mass.

    Who would feel the pinch

    Social Security — Benefit checks are expected to keep arriving for the state’s 185,788 recipients, but applications for new benefits would be delayed.

    College loans — Last school year, 42,000 students received work-study awards; 24,000 received Perkins funds. That money would be out of reach.

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    National parks — Eighteen National Park Service sites would close, including Faneuil Hall, Salt Pond Visitor Center on Cape Cod, and Minute Man National Historical Park.

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    Armed forces — More than 3,000 active duty personnel, 15,000 Reserve and National Guard members, and roughly 7,000 civilians would be affected; some sent home without pay, others working for delayed pay.

    Federal employees, contractors — More than 1,000 businesses and their employees could be affected, delaying contract awards and resulting in possible furloughing of employees.

    Veterans benefits — The processing of new benefits for the 394,000 Massachusetts veterans could be delayed.