Legislation being debated on Beacon Hill ignores patient-centered health plans (PCHPs) and health savings accounts (HSAs), which are lower-premium insurance plans that direct pre-tax dollars into a bank account to cover an individual’s current health care and save money for future medical expenses. A HSA is the most direct way to engage patients in the health system. They cover out-of-pocket medical, dental, and vision expenses, are fully portable, and owned by individuals for their entire lives.
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