The current debate over health insurance revolves around the question of how health care will be provided for people who cannot afford to pay for it, writes Edward Pease. Like most Americans who are not poor, I simply assume that, one way or another, I will end up paying for my own care, leaving politicians and lobbyists free to add ­— without any input from me — a still-to-be-determined something-or-other to the bill for themselves and the health care of nonpayers.