Letters

letters | tackling the cost of health care

Insurer’s experience boosts argument for market-driven products

Josh Archambault had it exactly right in his June 6 op-ed “Mass. ignoring proven health care options.” Market-driven products, not top-down government regulation, are the best way to bring down health care costs.  Our experience underscores the point. Premiums for our limited-network products are as much as 20 percent less than the price of traditional plans. And when our employer customers use a defined contribution to fund their employees’ health care plans, 30 to 40 percent of employees choose the limited-network option. 

Customer satisfaction surveys show consumers like the limited plans just as much. In other words, when they have a financial stake in the choice, many consumers will make sensible decisions that benefit themselves, their employer, the health care system, and the economy. 

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The Legislature should heed the wisdom of crowds.

Patrick Hughes

President and CEO

Fallon Community

Health Plan

Worcester    

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