I read with great interest your front-page article about homeowners who have been given a break by mortgage companies as a result of pressure from the government (“Homeowners get a break,” Oct. 7). Once again, as has happened over and over in the past four years, I find myself wondering where the “breaks” are for those of us in the so-called middle class that our elected officials keep saying they are trying to help.
My husband and I have always played by the rules. We have never felt entitled to anything we didn’t earn, and have worked hard to provide for our four children in a way that would give them what they need, while teaching them the value of earning for themselves.
One would think that this life philosophy and work ethic would have stood us in good stead. Instead, we have watched my husband’s pay steadily decline in these past four years. He works seven days a week, and I have taken on a second job. We don’t have anything more than we had four years ago; in fact, we have less.
No one has offered us a bailout or loan remodification. We have continued to be responsible throughout this economic upheaval. Perhaps we should have said we can’t do it anymore, and someone (i.e., the government) would have stepped in and made sure we got one of those breaks.