Colts on offense: Rookie Andrew Luck came as advertised, no? The first overall pick has been pretty spectacular this season, throwing for 4,374 yards and 23 TDs. The 6-foot-4-inch, 234-pounder has the poise of a 10-year veteran. He processes information quickly, stands in the pocket bravely, and delivers accurate spirals. He is also deceptively athletic and will make plays with his legs. He is not infallible, however, as he did throw 18 picks. Luck is one smart cookie, as he became fast friends with Reggie Wayne. A 12-year vet who knows a thing or two about playing with a great QB, Wayne had a great season, catching 106 balls for and 1,355 yards. He is still slick. Rookie receiver T.Y. Hilton is a playmaker. He’s quick and shows great open-field vision. Rookie tailback Vick Ballard (he’s bullish) has really come on.

Ravens on defense: This aging unit still has some of the league’s top playmakers, including massive nose man Haloti Ngata (6-4, 340), inspirational linebacker Ray Lewis (coming off triceps injury), mouthy linebacker Terrell Suggs (he has exceptional range and power), and incomparable safety Ed Reed. There’s only one No. 20, but you’ll swear there are several.