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Five steps to take when deciding to buy

 Have a five-year plan. You need to own a home for at least about five years to build equity.

 Make a budget. Regardless of the loan amount you qualify for, you need to know what you’re comfortable paying for housing.

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 Check your credit. Your score is paramount to getting a loan — you may need time to improve it.

 Consult a lender. You must know your price range and your ability to obtain financing.

 Consult a real estate agent and see what’s available in your price range.

Washington Post

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