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Sutton man ordered to pay $600,000 for conning homeowners

A Sutton man has been ordered to pay more than $600,000 for stealing money he took from homeowners who thought he could help them through what turned out to be a phony forclosure relief organization, according to Attorney General Maura Healey’s office.

Gailon Arthur Joy was found liable for 68 violations of the Massachusetts Consumer Protection Act in Suffolk County Superior Court.

He owes $367,371 in restitution, $170,000 for civil penalties, and $65,535 in attorneys’ fees and costs, although he may not be able to pay those amounts, according to the statement.

He is barred from offering any foreclosure-related services or accepting advance deposits for good or services, the release said.


Joy and his business collected and spent more than $350,000 between March 2010 and October 2012 by convincing homeowners to give him “deposits” of up to 25 percent of their monthly incomes, claiming that it made them eligible for mortgage relief programs, according to Healy’s office.

“This defendant made false promises to help people stay in their homes, but instead took their money to benefit himself and his colleagues,” Healey said. “This judgment should send a strong message that orchestrating foreclosure scams to prey upon vulnerable homeowners will not be tolerated in Massachusetts.”

Martha Schick can be reached at martha.schick@globe.com. Follow her on Twitter @MarthaSchick.