Salem High School students will gain some insights about managing personal finances, as a result of a recent $13,700 state grant. The school was among 11 high schools in 10 Gateway City school districts that were awarded funds to develop and test financial literacy programs in the 2013-2014 school year. The grant program was established by lawmakers last year. The first-year planning grants will be used by the school districts and their nonprofit partners to develop the literacy programs, which would then be implemented during the following school year. The state may make money available to assist with the implementation. Salem will be partnering with Salem State University, Cabot Money Management, Salem Five, and Salem CyberSpace, part of the North Shore Community Action Program. The grant was jointly awarded by the state treasurer’s office and the Department of Elementary and Secondary Education.